Is 2026 a Good Year to Buy a Home?

In 2026, mortgage rates hover around 6%, making monthly payments sensitive to rate changes. Home prices are expected to rise modestly, with inventory improving but still limited. Buyers should focus on payment comfort rather than price, consider concessions over price cuts, and be mindful of loan limits affecting rates. Timing purchases seasonally and ensuring financial readiness are key to a confident homebuying decision this year.