Average 30-year fixed rate is at 6.74% and experts expect it to remain between 6.4% and 6.8% this month. No major shift expected as the Fed holds steady and inflation remains sticky. Rates may ease slightly if inflation improves. Most forecasts from NAR, MBA, Fannie, and Freddie point to stability. A small decrease is possible […]

A rate lock holds your interest rate for days — so rising rates won’t wreck your approval. Longer locks = more $$$. A 60-day lock can cost ~$100/month more than 15 days. If your lock expires, you might get an extension… But expect a higher rate in return. Ask about a “float-down” option — it […]

U.S. News & World Report ranked over 850 U.S. cities for the 2025-2026 Best Places to Live, considering job market, value, quality of life, and desirability. Johns Creek, Georgia, topped the list. Arizona's top cities include Queen Creek, Gilbert, and Marana. Rankings reflect public surveys and government data, emphasizing quality of life and job market […]

Maricopa County ranks sixth in Arizona as a top retirement destination, excelling in medical care with 3.28 centers per 1,000 residents and a moderate tax burden of 15.82%. It offers a balanced environment with recreation and retirement centers, supporting affordability, healthcare, and an active lifestyle. Though its senior population is lower than some counties, its […]

Inflation just ticked up to 2.7% — so yeah, mortgage rates might follow suit. Hopes for a Fed rate cut this month? Pretty much gone after June's CPI data. Tariffs are back on the table Aug 1 — and could quietly push rates even higher. New tax law = mixed bag: bigger deductions help homeowners, […]

Mortgage rates may stay flat, drop, or rise to 8% — timing remains unpredictable. Bond market turmoil, rising debt, and oil shocks could push mortgage rates beyond 8%. A Treasury yield surge to 6% from 4% could spark mortgage rates above 8%. Fixed-rate mortgages stay stable; only adjustable-rate loans rise with changing interest rates. At […]