5 smart ways to use $100,000 in home equity right now

U.S. homeowners have about $300,000 in tappable home equity, offering borrowing options at around 8% interest, much lower than credit card rates above 21%. Smart uses for $100,000 in equity include paying off high-rate debt, strategic home renovations, investing in diversified portfolios, funding small businesses, or financing education. Using equity wisely can build wealth and improve financial stability, but it carries risks since the loan is secured by your home.